Privacy Policy
Thank you for visiting the RestaurantLoans.com Web site (hereinafter “the Site” or “RestaurantLoans.com” or “RL”) and reviewing our Privacy Policy, updated February 18, 2023. Restaurant Loans takes your privacy very seriously and is committed to safeguarding your privacy online. Please read the following policy to understand how your personal information will be treated as you make full use of our Site.
Overview
This Privacy Policy (hereinafter “Policy”) governs your use of RestaurantLoans.com (the website). This Policy describes the information we collect from you and what may happen to that information. For example, this Policy will let you know what information we collect from you; what cookies and IP addresses are and how they are used; how your information is used; who is collecting your information; with whom your information may be shared; what options are available to you regarding collection, use, and distribution of your information; how you may use other users’ information (“Users”); the types of security precautions in place to protect against loss, misuse, or alteration of your information; how Restaurant Loans protects children’s privacy; and what else you should know about your online privacy. Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you bookmark and periodically review this page to ensure continuing familiarity with the most current version of our Privacy Policy. All amended terms shall be automatically effective after they are posted on the Site. By visiting the Site, you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use or access the Site.
What Personally Identifiable Information does Restaurant Loans collect?
Generally, Restaurant Loans collects information in five (5) ways. We collect personal information when you (1)contact us via email, (2)via telephone, (3) when you enter your information in our contact form or(4) the Free Consultation form and (5) if you contact us via social media channels. If you contact Restaurant loans Inc, we may keep a record of that correspondence. Wherever Restaurant Loans collects personal information we make an effort to include a link to this Privacy Policy on that page.
What are “cookies?”
Data collection devices, such as “cookies,” are used to store, and sometimes track, information about you. Generally, these cookies help provide personalized services and promote trust and safety. A cookie is a small file containing a small amount of data that is sent to your browser from a web server and placed on your computer’s hard drive to assist us in providing our services. Cookies are only read by the server that placed them and are unable to execute any code or virus. Most cookies are “session cookies,” and are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if you wish and if your browser permits.
What are IP Addresses and how does Restaurant Loans use them?
When your web browser requests a web page from another computer on the Internet, such as RestaurantLoans.com, it automatically gives that computer the address where it should send the information. This is called your computer’s “IP address.” (IP stands for “Internet protocol.”) For many users accessing the Internet, the IP address will be different every time you log on. We record the IP Addresses that access RestaurantLoans.com along with related information such as your browser type and operating system. This information helps us, in part, learn about the geographical distribution of our website visitors and the technology they use to access our site so that we can improve our Site.
How does RL use my information?
We may use your personal information to communicate with you via email or telephone; resolve disputes; troubleshoot problems; detect and protect against error, fraud, or other criminal activity; and enforce our Terms of Use Agreement.
Who is collecting information?
When you are using the Site, you are sharing that information with Restaurant Loans and its preferred external partners or vendors, unless we specifically state otherwise. Please be advised that RL advertisers or Web sites that have links on our Site may collect personally identifiable information about you. The information practices of those Web sites linked to RestaurantLoans.com are not covered by this privacy statement.
With whom does Restaurant Loans share my information?
Restaurant Loans does have the right to share your information with a preferred lending partner or vendor. Business Transaction: Restaurant Loans reserves the right to transfer any and all information that we collect from visitors, or that we otherwise collect concerning or in connection with the Site, to a third party in the event of a sale or other transfer of assets or of any portion of our business. In the event Restaurant Loans enters a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information may be among the assets transferred. You will be notified via email and prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information. We may disclose account information where we have reason to believe that disclosing the information is necessary to identify, contact, or bring legal action against someone who may be violating Restaurant Loans’s Terms of Use Agreement (“User Agreement”) or may be causing injury to or interference with (either intentionally or unintentionally) Restaurant Loans’s rights or property, other Site users, or anyone else that could be harmed by such activities. Restaurant Loans may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our services. We cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Policy. For example, we may be forced to disclose information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your personal information that they collect from the Site. We use industry standard practices to protect your privacy, however, we do not promise, and you should not expect, that your personal information or private communications will always remain private.
What are my choices regarding collection, use, and distribution of my information?
You do not have to disclose personally identifiable information to view the Site.
What security precautions are in place to protect the loss, misuse, or alteration of my information?
Whenever Restaurant Loans handles your personal information, we take steps to ensure that your information is treated securely and in accordance with the relevant Terms of Use Agreement and this Policy. We use procedural and mechanical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption. Unfortunately, however, no data transmission over the Internet can be guaranteed to be 100% secure. We cannot, therefore, warrant or ensure the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
How are children’s privacy protected?
Children under the age of 18 are not authorized to use the Site and we ask that children do not submit any personal information to us. We do not share personal information about users under the age of 18 with third parties and we do not sell or rent personal information about any of our users, regardless of age.
Additional Information.
Any questions regarding this statement should be directed to Contact (at) RestaurantLoans.com. This Policy is the sole authorized statement of RL’s practices with respect to the online collection of personally identifiable information and the usage of such information.